Industry
Construction financing
Contractors managing materials, equipment, payroll, and progress billing cycles.
Overview
The construction sector
Construction businesses commit money to materials, labor, and equipment long before a project pays out. Progress billing, change orders, and retainage stretch the gap between work performed and cash received.
Financing is commonly used to mobilize on new contracts, purchase or repair equipment, and cover payroll across project phases.
Common financing needs
- Bridging retainage and progress payment delays
- Purchasing or repairing heavy equipment
- Funding materials for awarded contracts
- Covering payroll across overlapping projects
Typical business expenses
- Materials and subcontractor invoices
- Equipment payments, fuel, and maintenance
- Insurance, bonding, and licensing
- Field and office payroll
Potential financing solutions
- Construction FinancingFinancing considered for contractors managing equipment, materials, and project cycles.
- Equipment FinancingFinancing structured around the purchase or lease of business equipment and machinery.
- Invoice FinancingFinancing that uses outstanding customer invoices as the basis for available funds.
- Working CapitalFinancing intended to support everyday operating needs and short-term cash flow gaps.
- Business Line of CreditA revolving facility that may allow you to draw funds as needs arise and repay over time.
Emporium Capital Hills is not a lender or a bank. We help business owners explore financing options through a network of lending partners. Financing availability, amounts, rates, and terms depend on each lender's criteria and are not guaranteed. Nothing on this website is an offer or commitment to lend.
Questions
Frequently Asked Questions
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