Funding Solution
Construction Financing
Financing considered for contractors managing equipment, materials, and project cycles.
Overview
Understanding Construction Financing
Construction businesses often carry material and labor costs well before payment, with retainage and progress billing extending the cycle further. Financing is frequently used to bridge those gaps and to fund equipment.
Lenders may review backlog, contract terms, receivable aging, and equipment values when evaluating a request.
Benefits
- May support material purchases ahead of draws
- Equipment structures available for heavy machinery
- Receivable-based options for progress billing
- Can support bonding-adjacent working capital needs
Common uses
- Materials and subcontractor costs
- Heavy equipment purchases and repairs
- Payroll across project phases
- Mobilization for new contracts
Who it may be suitable for
- General contractors and specialty trades
- Businesses with signed contracts and backlog
- Companies managing retainage and progress payments
Emporium Capital Hills is not a lender or a bank. We help business owners explore financing options through a network of lending partners. Financing availability, amounts, rates, and terms depend on each lender's criteria and are not guaranteed. Nothing on this website is an offer or commitment to lend.
Questions
Frequently Asked Questions
Ready to Move Your Business Forward?
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