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Terms of Service

The rules for using this website.

Acceptance of terms

By accessing this website you agree to these terms. If you do not agree, please discontinue use of the site.

No offer of credit

Nothing on this website constitutes an offer, commitment, or guarantee of financing. All financing is subject to application, lender underwriting, verification, and approval. Rates, amounts, fees, and terms vary by applicant and lender and may change without notice.

Informational content only

Guides, articles, calculators, and quizzes are provided for general educational purposes and are not financial, legal, tax, or accounting advice. Consult qualified professionals before making financial decisions.

Your responsibilities

You agree to provide accurate, current information; to use the site lawfully; and not to attempt to disrupt, reverse engineer, or gain unauthorized access to the site or its systems.

Intellectual property

The site's content, design, and marks are owned by Emporium Capital Hills or its licensors and may not be reproduced without permission.

Limitation of liability

To the fullest extent permitted by law, Emporium Capital Hills is not liable for indirect, incidental, or consequential damages arising from use of this site or reliance on its content.

Governing law and contact

These terms are governed by the laws of the State of California. Questions may be sent to fundings@emporiumcapitalhills.com.